I mostly share the road with cars. A quarter of my route is unpaved and narrow; inaccessible by cars
I use a 100% made-in-korea Lespo 'Grand' bicycle. It is a single-speed, powerfully built, all-purpose, all-steel bicycle. The design has remained the same for years. It cost me $130 retail. It comes with full fenders, full chain guard, industrial strength rear rack, and generator-powered front light. If anyone's interested, here's a site: http://www.lespoworld.com/manu_02/general/grand.htm